AM-Pay™ brings card payments, Instant EFT, PayShap, QR, DebiCheck and invoicing into one mobile-first platform — built for SMEs, micro-merchants, township businesses and agriculture-linked enterprises that mainstream gateways overlook.
Authenticated debit order collections with mandate confirmation from the debtor's bank — the lowest-dispute way to collect recurring payments.
Accept once-off and recurring payments by card or Instant EFT through a simple, secure checkout.
KYC/FICA documents, eMandate capture and account linking — all handled through a guided digital portal.
Generate a payment link or QR code instantly. Customers pay from any linked bank app — no card machine needed.
Pay staff and suppliers instantly through AM-Pay — same-day, no batch files, no bank delays.
Integrate AM-Pay into your platform with a clean REST API and a full sandbox environment.
Low-fee, mobile-first payment acceptance built for businesses that mainstream gateways price out.
Payment tools tailored to informal trading environments, backed by Albatross Group's community networks.
Cash flow tools built around seasonal income, leveraging Albatross Group's existing agricultural networks.
Developer-friendly tools to launch a store and accept payments online, with real-time reconciliation.
Individuals, merchants, and businesses across South Africa trust AM-Pay to move money fast and securely.